You will be required to provide unexpired government-issued photo identification. When you open a box, we will ask for your legal name, address, date of birth, and your Social Security Number or Tax Identification Number (TIN). Federal law, including the USA PATRIOT ACT, requires the bank to obtain, verify, and record information that identifies each customer who opens and/or accesses the box.You must have a checking or savings account with First National Bank to rent a safe deposit box.Safe Deposit Box Frequently Asked Questions The boxholder alone will know what contents have been placed in your box. The renter is solely responsible for securing adequate insurance for the box contents. For example, if your box rental agreement does not renew until January 2023, your annual box rental rate will not change until the renewal period begins in January 2023.Ĭontents are not insured: The contents of your safe deposit box are not insured by the bank, Federal Deposit Insurance Corporation (FDIC), or by any government or private insurance company. If you open a box on or after June 1, 2022, the following rates apply.Įxisting boxholders: Rental notices reflecting these new rates will be sent to you when your box rental agreement is scheduled for renewal. The new rates listed below, which take effect June 1, 2022, would then apply to your renewal in 2023. Speak to a Relationship Banker to get more information about those rates. New boxholders: If you are entering into a box rental agreement prior to June 1, 2022, previous rates apply. See the Frequently Asked Questions section below to learn more about usage and requirements for safe deposit boxes.Ĭontact us if you have any questions after availability or safe deposit boxes. The safe deposit box requires dual control (the renter and a bank representative) to access the box. Then you can select the box size that works best for you. Box sizes vary at each branch location. A Relationship Banker will let you know if any boxes are currently available and their sizes. Cash that's not in a deposit account isn't protected by FDIC insurance.Ĭertain items are prohibited from being stored in a First National Bank safe deposit box, including illegal and dangerous items. You're also better off placing your cash in a bank deposit account, like a savings account or certificate of deposit, than in a home safe or safe deposit box.
Items like your passport, medical directive, a copy of your will, and a copy of your powers of attorney may be needed in an emergency and are better kept in a secure location, such as a fireproof home safe. Since access to a safe deposit box is limited to banking hours, it's best not to put anything in your box that you might need in a hurry. coin or stamp collections), and family keepsakes. Financially and/or sentimentally valuable jewelry, collectibles (e.g.Important business papers, records, and contracts.An inventory of your home's contents, in case you need to file a claim with your homeowner's insurance policy in the event of theft, fire or natural disaster.Savings Bonds), if you have any (most are issued electronically these days) Paper stock and bond certificates (including U.S.Sensitive documents you would not want roommates, children, relatives, and visitors to stumble across.Copies - but not the only copies - of wills and powers of attorney.Personal papers, such as original birth certificates, adoption papers, marriage licenses, and citizenship papers.Safe deposit boxes are a good place to keep hard-to-replace items that you won't need frequent access to, including those mentioned below. The annual rental fee varies based on the box's size (see fee chart below). These boxes can be rented by bank customers for a fee to safely store their business or personal documents and other valuables. Are you taking advantage of all the banking conveniences First National Bank has to offer? Simplify Your BankingĪ safe deposit box is a locked and secure metal container that is kept in the bank vault.
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